Bufet Gómez Ferré operates on a success-fee basis for the recovery of debts that are well-documented, liquid, due and enforceable: you only pay when we recover your money. In court proceedings, our fees are equally charged in full to the debtor as legal costs, with no expense for the client.
With over 25 years of experience and more than 35,000 cases handled, we have perfected a transparent billing model with no hidden clauses, fully tailored to each client: businesses, financial institutions and professionals.
Our principle: in debt recovery, everything is recoverable.
We apply the same dedication and perseverance to every case, regardless of the amount or complexity.
Our fee model, explained with no small print
At Bufet Gómez Ferré we distinguish between two types of action, each with its own fee structure:
Out-of-court recovery
Before initiating court proceedings, we attempt to recover the debt through out-of-court means: demand letters, direct negotiation with the debtor and, since the entry into force of LO 1/2025 (MASC), the mandatory mediation or conciliation procedure.
Fees at this stage are calculated as an agreed percentage of the amount actually recovered. If nothing is recovered, nothing is charged.
- No initial deposit required.
- Percentage agreed with the client before starting.
- Adapted to the type of debt and its amount.
Court proceedings — the debtor pays the costs
When the claim moves to court proceedings (payment order, summary proceedings up to €15,000 or ordinary proceedings for higher amounts) and the debtor has not paid during the process, the judge will issue a ruling imposing costs on the debtor, covering lawyer’s fees, court attorney’s rights and court fees. The client of Bufet Gómez Ferré bears no cost in this scenario.
In the exceptional cases where it is not possible to charge costs to the debtor (due to non-imposition of costs in the ruling), an agreed percentage of the principal and interest recovered is applied.
- No upfront payment for the client, without prejudice to the adjusted deposit required by the other mandatory professional involved in court proceedings, the court attorney (procurador).
- Fees 100% charged to the debtor in the event of a favourable ruling.
- Alternative model (percentage) only if there is no costs award.
Summary: how much does it cost to recover a debt depending on the proceedings
| Type of claim | Fee structure | Who bears the cost? |
|---|---|---|
| Out-of-court recovery (letter, MASC, negotiation) | Agreed percentage of amount recovered | Client (only if successful) |
| Payment order / summary or ordinary proceedings (favourable ruling) | Legal costs imposed by the judge | The debtor, no cost for the client |
| Court proceedings without costs award | Agreed percentage of principal and interest recovered | Client (proportional to success) |
| International debt recovery (European company) | Agreed percentage, adapted to cross-border proceedings | Discussed case by case |
Why is the success-fee model the best option for you?
Most businesses that have experienced non-payment hesitate to hire a lawyer for fear of incurring fees with no guarantee of recovery. At Bufet Gómez Ferré we solve this with a model that aligns our interests with yours:
Frequently asked questions about fees for debt collection
It depends on the route taken. For out-of-court recovery, fees are a percentage of the amount recovered, agreed in advance with the client. In court proceedings, when the judge issues a favourable ruling, legal costs (including the lawyer’s fees) are imposed on the debtor, meaning the client of Bufet Gómez Ferré pays nothing. Only if it is not possible to charge costs to the debtor is a percentage applied to the amount recovered.
Legal costs are all expenses arising from court proceedings: the creditor’s lawyer’s fees, the court attorney’s rights and court fees. When the judge issues a ruling favourable to the creditor, the Spanish Civil Procedure Act (art. 394 LEC) establishes that the debtor must pay the costs of the proceedings. This means that the entire cost of the process falls on the debtor, not on the client who has retained the firm.
No. Bufet Gómez Ferré does not require an initial deposit to start the claim. Fees are charged solely and exclusively on the result: either as costs imposed on the debtor (court proceedings), or as a percentage of the amount recovered (out-of-court or court proceedings without costs award). The first consultation to assess your case is free and without obligation.
Yes. The minimum cost for the client policy applies to both financial institutions and businesses of any sector and size. The specific parameters (percentage, terms, geographic coverage) are adapted according to the type of portfolio, the amount of the debts and the contractual relationship established with the firm.
Contact
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Bufet Gómez Ferré
Calle Diputació, 305, 1-1
08009 Barcelona · Spain
Schedule:
- From monday to friday
- From 9:00 to 14:00 and 16:00 to 19:00
Tel. +34 93 487 38 00