Bufet Gómez Ferré has built, over more than 25 years, a solid and verifiable track record in debt recovery for financial institutions, companies and professionals throughout Spain. More than 35,000 cases handled and a constantly growing client portfolio are the direct result of a working model based on specialisation, perseverance and success-based fees.
Results are not a matter of chance: they are the consequence of applying, case by case, the same level of dedication that would be expected in a high-value claim, regardless of the amount or difficulty involved.
In debt recovery, everything is recoverable.
This is not a slogan: it is the criterion by which the firm opens and works every case, regardless of the amount claimed or the debtor’s initial situation.
A track record built case by case
Founded in May 1999 by Gustavo Adolfo Gómez Ferré, a lawyer registered with the ICAB since 1988, Bufet Gómez Ferré was established with a single focus: debt claims and credit recovery for financial institutions and companies. That specialisation, maintained without interruption for more than 25 years, is the foundation of the results the firm can demonstrate today.
The growth of the client portfolio, particularly in the banking segment, has not followed a pattern of aggressive acquisition, but of progressive and proven trust: clients increase the volume of cases they entrust to the firm as they verify results. The increase in volume under management is, for Bufet Gómez Ferré, the most reliable indicator of its track record.
This growth is most evident in the most active segments of corporate debt: inter-company unpaid debts, unpaid invoices and debts owed by dissolved or insolvent companies.
Results by area of practice
The activity of Bufet Gómez Ferré is structured around two main avenues of recovery:
Out-of-court management
The out-of-court route covers formal demand letters, direct negotiation with the debtor and, since the entry into force of LO 1/2025, the mandatory mediation or conciliation procedure (MASC) that must be attempted before filing any claim. When well managed, it is often the fastest and most cost-effective route: it allows payment agreements to be reached without going to court in a high percentage of cases.
Results in the out-of-court banking area are particularly strong: despite a sustained increase in the volume of cases under management, the percentage recovery rate holds steady and continues to improve.
- Binding confidential offer as a closing tool.
- Documented and enforceable payment agreements.
- Fees only on what is effectively recovered.
Judicial management
When the out-of-court route produces no result, the firm activates the most appropriate judicial procedure: payment order proceedings for documented claims (especially effective for low and medium amounts), oral proceedings for claims up to €15,000 or ordinary proceedings for higher amounts, as well as interim measures when the debtor’s situation requires it.
In judicial proceedings, a favourable outcome means the judge orders the debtor to pay court costs (art. 394 LEC), including lawyer’s fees, court representative’s fees and charges. The growing volume of judicial cases in the portfolio reflects the banking sector’s confidence in the firm’s ability to obtain favourable judgments and enforce them effectively.
- Proceedings tailored to the amount: payment order, oral or ordinary.
- Interim measures: precautionary seizure of assets and accounts.
- Enforcement of judgments until effective payment.
- Court costs charged to the debtor upon a favourable judgment.
Clients who trust Bufet Gómez Ferré
The firm works with two main client profiles, with different needs and volumes but the same goal: to recover the credit at minimum cost and maximum result.
Financial institutions and banks
The banking segment represents a substantial part of the firm’s activity. Bufet Gómez Ferré manages non-performing loan portfolios for financial institutions seeking a stable legal partner, with proven results and a billing model aligned with success.
The positive evolution of the volume of cases under management in this segment, even during periods of generalised decline in Spanish bank defaults, is the most telling indicator of the institutions’ confidence in the firm’s results.
Companies, SMEs and professionals
For the business segment, Bufet Gómez Ferré recovers debts between companies: unpaid invoices, contract breaches, returned cheques and promissory notes, in any sector and at any amount. The firm works with large companies as well as SMEs and sole traders, adapting the strategy to the debtor’s profile.
When the debtor is a de facto closed or insolvent company, the team activates specific routes: administrator liability, direct action against shareholders or claims within insolvency proceedings.
The firm also serves individuals with outstanding debts: unpaid debts between private parties, unpaid rent or civil claims of any amount, provided the debt is documented and enforceable.
What lies behind these results?
The results of Bufet Gómez Ferré cannot be explained by a single factor, but by the combination of four elements the firm has developed and maintained over more than two decades:
01
Exclusive specialisation
More than 25 years focused on debt recovery in all its forms: banking, commercial, procedural and real estate.
02
Stable and experienced team
A consolidated team, with decades of combined experience in litigation and credit recovery, ensures continuity of knowledge and technical quality in every case.
03
Success-based fees
The billing model aligns the firm’s interests with those of the client: fees are only charged when recovery is achieved. This creates a genuine incentive to maximise every outcome.
04
Procedural rigour without exception
Deadlines met, error-free documentation, procedural strategy tailored to each case. Technical rigour reduces risk and improves outcomes in court.
Frequently asked questions
The success rate in debt recovery depends on multiple factors: the documentation available, the debtor’s solvency, the amount claimed and the route chosen. As a general rule, well-documented, liquid, due and enforceable debts have a high recovery rate, especially when action is taken promptly. At Bufet Gómez Ferré, the working principle is that in debt recovery, everything is recoverable: every case receives the same level of dedication regardless of its amount or complexity, maximising the chances of success in each case.
The timeframe varies according to the route and the debtor’s attitude. Through the out-of-court route, an agreement can be reached within a few weeks. Through judicial proceedings, timescales range from a few weeks (if the debtor does not contest) to one or two years in ordinary proceedings. In both cases, the firm assesses from the outset whether it is advisable to apply for interim measures to secure payment regardless of how long the process takes.
Bufet Gómez Ferré works with clients of all sizes: from large financial institutions to SMEs, sole traders and individual professionals with a single unpaid debt. Thanks to the success-based fee model, engaging the firm requires no upfront payment, making it accessible regardless of the size of the matter. What determines whether we accept a case is not the size of the client, but the viability of the claim: the debt must be documented, liquid, due and enforceable.
The first consultation at Bufet Gómez Ferré is free and without obligation. In that initial assessment, the firm reviews the documentation available (invoices, contracts, promissory notes, statements, communications), evaluates the debtor’s situation and determines the most appropriate avenue for recovery. If the debt is not viable or the probability of recovery is very low, the client is informed with complete transparency before any action is taken. There is no interest in taking on cases with no realistic prospects of success.
Contact
The person who registers expressly authorizes Bufet Gómez Ferré, S.L. to proceed to include the data in the above fields in a database of personal data, to be necessary for the proper provision of its inquiry. The responsible of this file is Bufet Gómez Ferré, S.L. The personal data you have provided will be treated by Bufet Gómez Ferré, S.L. (Diputació, 305, 1-1, 08009 Barcelona, Spain, info@bufet-gomezferre.com, phone +34 93 487 38 00) as provided in the law 15/1999, of December 13, Protection of Personal Data (LOPD), for the purposes of the exercise of rights of access, rectification and cancellation foreseen by the law. Bufet Gómez Ferré, S.L. agree not to use the data collected for any purpose other than to offer its information service and not transfer them to third parties without your express consent.
Bufet Gómez Ferré
Calle Diputació, 305, 1-1
08009 Barcelona · Spain
Schedule:
- From monday to friday
- From 9:00 to 14:00 and 16:00 to 19:00
Tel. +34 93 487 38 00